“X” Payments — Merchant Services
Integrated payments, gift & loyalty, and BizFunds® capital — powered by EMS, delivered by XWeb Pros.
Merchant Processing
Accept payments online and in‑store
Secure, PCI‑compliant gateways and terminals with next‑day funding, unified reporting, and integrations for WooCommerce, Shopify, and custom checkouts.
Gift & Loyalty Cards
Drive repeat purchases with branded cards
Launch physical and digital gift cards and a loyalty program that works online and in‑store with unified reporting.
BizFunds® Working Capital
Turn future card sales into working capital
Fast access to funds with automatic batch‑based retrieval aligned to your cash flow — great for inventory, marketing, equipment, renovations, or expansion.
Ready to activate X Payments?
Connect your website, add loyalty, and unlock funding — all with one partner.
One partner for design, hosting, security — and payments.
We’ll integrate EMS Merchant Services with your site and launch gift/loyalty and funding options tailored to your goals.
