“X” Payments – Merchant Services
Integrated payments, gift & loyalty, and BizFunds® capital — powered by EMS, delivered by XWeb Pros.
Merchant Processing
Accept payments online and in‑store
Secure, PCI-compliant gateways and terminals—whether you choose Paysley, a ValorPay VP800/VP550 smart POS on EMS, classic EMS countertop/wireless terminals (iCT220, Z11, Z9), or a gateway setup—give you EMV chip, tap-to-pay/NFC, and magstripe acceptance with unified reporting and tax-ready records across in-person, mobile, and online sales. For barcode/SKU workflows, the Valor VP800 adds dual touchscreens, onboard receipt printing, 4G/Wi-Fi/Bluetooth, and front/rear cameras that read 1D/2D codes for item scanning, plus dual pricing/surcharging options—ideal when you want POS + inventory + scanning in one device.
For teams that prefer a traditional counter setup, EMS offers the iCT220 (PCI-certified; EMV + optional contactless/mobile wallets) and touchscreen Z11/Z9 models for countertop or mobile use, so you can match hardware to the counter, queue, or field.
On the back office side, EMS Virtual Terminal adds browser/iOS/Android payment tools with inventory, customer management, reporting, recurring billing, secure card-vault profiles, email/SMS invoicing, and plug-and-play shopping-cart support—so you can key or schedule payments, then reconcile everything in one place.
Finally, if you need a gateway that drops neatly into existing sites, we supports Authorize.net or NMI, lets you send invoices by email/SMS, enable dual pricing, set up recurring billing, turn mobile devices into a POS, and manage fraud filters—great for WooCommerce, Shopify, or custom checkouts.
Gift & Loyalty Cards
Drive repeat purchases with branded cards
BizFunds® Working Capital
Turn future card sales into working capital

